Trading Instruments
Platforms & Tools
Fees
Security & Fairness
Deposit & Withdrawal
Customer Service
Broker Overview
Deriv pairs clean, fast platforms — DTrader, DMT5, Deriv X, and DBot — with an uncluttered workflow across web, desktop, and mobile.
Pricing on majors is competitive, execution is reliably quick, and deposits/withdrawals are straightforward with transparent fees.
If you want versatile tools and 24/7 markets via synthetic indices, Deriv is an easy broker to recommend.
My top takeaways for Deriv in 2025:
- Well-rounded platform suite. Deriv offers a clean workflow across DTrader, DMT5 (MT5), Deriv X, and DBot, covering CFDs, options, and multipliers from one account.
- 24/7 market access via Synthetic Indices. Alongside forex, indices, commodities, and crypto, Deriv’s proprietary synthetic indices trade around the clock (high risk, not for everyone).
- Low entry & transparent funding. Minimum deposits are typically $0–$5 depending on method/region, with straightforward deposits/withdrawals and clear fees.
- Entity-based protections. Product availability, leverage, and protections vary by licensed entity and country—your experience is tailored to location.
- Fast, lightweight platforms. Snappy execution and an uncluttered UI make getting started quick on web and mobile.
- Growing education & automation. Deriv Academy and the Help Centre cover basics and strategies, while DBot enables rule-based automation without code.
- Trade-offs. No MT4 support; research/news depth is lighter than research-heavy brokers, and share/stock CFD coverage isn’t as broad as the largest multi-asset competitors.
Our editorial team opens and funds real trading accounts, then measures platforms, pricing, and execution in live markets. Every data point in our reviews is gathered first-hand—not copied from marketing pages.
We independently verify regulation and entity protections with public registers (FCA, CySEC, FSCA and others) and track 100+ variables across fees, spreads, platforms, funding, education, and support. Findings are peer-reviewed before ratings go live.
We’re reader-supported: if you use a partner link, we may earn a commission at no extra cost. This never affects our scores or recommendations. Learn more in how we test.
Our Deriv review is based on live-account testing across pricing, spreads, execution speed, and platform usability on DTrader, DMT5, and Deriv X. We independently verify regulation, leverage, deposits/withdrawals, and instrument availability for your country—the table above summarizes those key facts. Next, the Pros & Cons section distills strengths and trade-offs at a glance to help you decide if Deriv fits your strategy.
Deriv pros & cons
- Full suite of platforms: DTrader, DMT5, Deriv X, and DBot for no-code automation.
- Competitive pricing on major FX pairs with clear, straightforward funding and withdrawal fees.
- Unique 24/7 synthetic indices plus forex, indices, commodities, and crypto for flexible trading hours.
- Low minimum deposit (often $0–$5) and quick, simple account setup with a clean UI.
- Multiple licensed entities and region-specific protections; availability tailored by location.
- Instrument availability, leverage, and product features vary by entity; some markets restricted in certain regions.
- No MT4; traders tied to MT4 will need to use DMT5/MT5 or Deriv’s proprietary platforms.
- Research, news, and advanced analytics are lighter than top research-heavy competitors.
- Synthetic indices and crypto can be highly volatile and may not suit risk-averse traders.
- Share/stock CFD coverage is smaller than multi-asset giants with very broad symbol lists.
*Availability, fees, and leverage depend on your account entity and country. Always consider whether you can afford the high risk of loss.*
Regulation & Security
Deriv operates under multiple regulatory frameworks; your onboarding entity depends on your country of residence.
The Deriv Group offers accounts through several licensed entities. Depending on where you live, your account may be provided by an EU investment-firm (MFSA), Labuan FSA (Malaysia), BVI FSC, VFSC (Vanuatu), or other locally authorized companies. Product availability, leverage limits, and investor protections vary by entity and region.
Client money is handled under a segregation policy: operational funds are kept separate from client balances at established banking partners. Deriv implements verification (KYC), session encryption (HTTPS/TLS), and optional two-factor authentication to help secure logins and withdrawals.
EU clients benefit from MiFID-style safeguards such as leverage caps and negative balance protection. Outside the EU, protections depend on the governing entity and local rules; some jurisdictions may also be served by registration-only entities where formal investor-compensation schemes do not apply.
- Segregated funds at third-party banks
- KYC/AML checks and withdrawal verification
- Negative balance protection for EU accounts; regional rules elsewhere
Trading Platforms
Deriv provides access to several powerful trading platforms across web, desktop, and mobile.
DTrader is Deriv’s lightweight web terminal for quick charting and order entry. It supports multipliers and options with clean widgets, multiple chart types, and popular indicators. Layouts are simple to save and sync, making it ideal for day-to-day trading without platform bloat.
DMT5 (MetaTrader 5) unlocks multi-asset CFD trading with hedging, EAs, and depth of market. Deriv offers specialized MT5 account types (e.g., Financial, Swap-free, and Synthetic) so you can match leverage and instrument lists to your region and strategy.
Deriv X is a modern, fully customizable CFD platform with detachable panels, watchlists, and multi-chart views, while DBot lets you build automated strategies visually—no code required—with blocks for entries, filters, and risk controls.
- Cross-device sync and quick execution
- Account types and instruments vary by entity/region
- No MT4; MT5 is supported via DMT5
Account Types
Deriv supports multiple account profiles across its platforms; availability, leverage, and product scope depend on your country and the serving entity.
You can open a single Deriv login and add platform-specific accounts as needed (DTrader, DMT5, Deriv X, DBot). Base currencies and payment options vary by region, and a free demo is available for all platforms.
- MT5 Synthetic (DMT5 / “Derived” instruments) — Access to Deriv’s 24/7 synthetic indices with fixed step sizes and continuous pricing. Popular with off-hours traders; note that volatility is high and products are proprietary to Deriv.
- MT5 Financial — Multi-asset CFD account for forex, indices, commodities, and crypto. Supports hedging, EAs, and depth of market on MT5.
- MT5 Financial STP (where available) — A Financial account variant that targets tighter spreads and deep liquidity via STP routing. Availability is region/entity dependent.
- Swap-free / Islamic — Offered in eligible regions on selected account types, replacing overnight interest with administration fees where applicable.
- DTrader & Deriv X profiles — Use your main wallet to trade options, multipliers, and CFDs in streamlined UIs; instruments mirror what’s permitted by your entity.
- One login; add MT5, Deriv X, DTrader, and DBot as needed
- Free demo accounts across all platforms
- Typical minimum deposit $0–$5 (method/region dependent)
Trading Instruments
Deriv offers multi-asset CFDs, options, and multipliers. Availability and leverage depend on your country and the serving entity.
Forex
- Major, minor, and selected exotic currency pairs on DMT5 and Deriv X.
- Variable spreads with typical micro-lot sizing (0.01 lots) and hedging enabled on MT5.
- Options and multipliers for short-term views available in DTrader.
Indices
- Global stock indices (e.g., U.S., Europe, Asia) as CFDs on MT5 and Deriv X.
- Cash and futures-style contracts depending on instrument; typical lower leverage than FX.
Commodities
- Metals (Gold, Silver), energies (WTI/Brent), and selected softs where supported.
- Tradable as CFDs with variable margin requirements by asset class.
Cryptocurrencies
- Major crypto vs USD and baskets where available; weekend trading supported on many symbols.
- Higher volatility and wider spreads than FX; check entity-specific rules.
Synthetic Indices (Deriv proprietary)
- 24/7 markets including Volatility (10–100), Crash/Boom, Step, and Range Break indices.
- Off-exchange instruments designed to mimic market behavior; not affected by real-world events.
- Available on DTrader, DMT5 (Synthetic accounts), and Deriv X; high risk and may not suit all traders.
Options & Multipliers (DTrader)
- Fixed-payout options and multiplier contracts for short-term directional views.
- Customizable stake, duration/expiry, and risk caps; quick ticket from web or mobile.
Fees & Charges
Deriv’s pricing depends on the platform, account type, and entity that serves your country. Below is an at-a-glance summary of trading and non-trading costs.
Trading fees
- Spreads: Variable, depend on instrument/liquidity; typically tighter on major FX vs. minors/exotics.
- Commissions: Most accounts are spread-only; some MT5 account types may use a spread+commission model on selected symbols.
- Overnight financing (swaps): Applies on CFD positions held past market close; rates vary by symbol and entity. Swap-free options are available in eligible regions.
- Options & multipliers (DTrader): Cost is the stake/premium you select; no separate commission.
Funding & non-trading fees
- Deposits: Typically $0 from Deriv’s side; your payment provider may charge its own fee.
- Withdrawals: Usually free from Deriv; networks/banks/e-wallets may apply fees or minimums (e.g., crypto network fees).
- Currency conversion: Applies when your account currency differs from the instrument or payment method.
- Inactivity: An inactivity fee may apply after a prolonged period with no trading or login (policy depends on entity/region).
How to keep costs low
- Trade liquid symbols (e.g., EUR/USD) during active sessions for tighter spreads.
- Check swap rates on MT5 before holding overnight; consider swap-free if eligible.
- Use an account currency that matches your typical deposits/withdrawals to reduce conversion costs.
Always review fees inside your platform/account dashboard for your specific entity before trading.
Deposit & Withdrawal
Deriv supports multiple payment methods. Processing times, limits, and fees depend on your country, payment provider, and the Deriv entity that holds your account.
Supported methods (vary by region)
- Bank transfers & cards: local/international wires; Visa/Mastercard where supported.
- E-wallets: popular providers in your region (e.g., Skrill/Neteller and local wallets where available).
- Cryptocurrencies: selected networks (e.g., BTC/ETH/USDT) with on-chain confirmations.
Processing times & limits
- Deposits: typically near-instant for e-wallets/cards; bank wires can take 1–3 business days; crypto after network confirmations.
- Withdrawals: e-wallets often same-day (business hours), cards/banks ~1–5 business days; crypto depends on network congestion.
- Minimums: method-dependent; common floors are in the $0–$10 range for deposits and withdrawals in many regions.
- Limits: depend on verification tier (KYC) and local rules; larger transfers may require extra checks.
Fees & good practice
- Deriv typically doesn’t charge deposit fees; withdrawal fees are uncommon—third-party or network fees may apply.
- Use the same method for deposits and withdrawals where possible (anti-fraud policy).
- Enable 2FA and keep your account currency aligned with your funding method to reduce conversion costs.
Availability and limits are set by your Deriv entity and local regulations; verify details inside your account before funding.
Customer Support
Help is available across multiple channels, with self-service resources for quick answers. Hours, languages, and escalation routes vary by country and Deriv entity.
Support channels
- Live chat: fastest way to reach an agent from the website or within platforms.
- Email/ticketing: for account-specific queries, verification, and documents.
- In-platform help: context tips and quick links from DTrader, DMT5, and Deriv X.
- Help Centre & Deriv Academy: step-by-step guides, platform tutorials, and strategy basics.
Note: Some channels (and response priorities) depend on your verification status and region.
Hours & languages
- Availability: extended weekday coverage; selected weekend coverage for key issues.
- Languages: English plus a range of regional languages (varies by location and time).
- Local considerations: public holidays and regional entities can affect opening times.
What to include for faster resolution
- Your registered email and the entity shown in your account (e.g., EU, Labuan, BVI, VFSC).
- Platform & version (DTrader / DMT5 / Deriv X) and the device/browser you’re using.
- Relevant order IDs, timestamps, and screenshots/screencasts of any error.
- Funding questions: include the payment method, last four digits (if card), and reference/tx hash (for crypto).
Educational Resources
Deriv keeps education practical and easy to find: quick platform tips, beginner primers, and strategy basics you can skim fast.
- Deriv Academy: short videos and guides on platforms, risk, and order types.
- Help Centre: step-by-step answers for account, funding, and platform how-tos.
- Webinars & blog: periodic tutorials and market explainers (region dependent).
- Free demo: practice on DTrader, DMT5, and Deriv X before risking real funds.
Comparison with Competitors
Compared to other brokers, Deriv stands out.
Deriv’s platform lineup is unusually broad for a low-cost broker. Traders can choose a fast, uncluttered web terminal (DTrader), a customizable CFD workspace (Deriv X), full MT5 support via DMT5, and no-code automation with DBot—all under one login. Many peers focus on only MetaTrader or a single proprietary app.
Pricing is competitive on major FX pairs and funding is straightforward with clear disclosures. While rivals may advertise slightly tighter spreads on certain accounts, Deriv’s overall cost profile is strong—especially when you factor in the low entry requirements and the breadth of platforms available on web and mobile.
Where Deriv clearly differentiates is access to **synthetic indices** that trade 24/7. These proprietary markets won’t suit everyone, but they provide around-the-clock opportunities that most competitors don’t offer. On the flip side, research depth and stock/Share-CFD coverage are lighter than the largest, research-heavy multi-asset brokers.
Final Verdict
Deriv delivers a clean, flexible trading experience at low cost. With DTrader, DMT5, Deriv X, and DBot under one login—plus 24/7 synthetic indices alongside forex, indices, commodities, and crypto—it suits both quick web trading and more advanced MT5 workflows. Education is practical, funding is straightforward, and protections depend on the licensed entity serving your country.
Mini FAQ
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Deriv operates through multiple licensed entities (e.g., EU/MFSA, Labuan FSA, BVI FSC, VFSC). Client funds are segregated and 2FA is available. Exact protections depend on which entity serves your country.
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Use DTrader (web), DMT5 (MetaTrader 5), Deriv X (customizable CFD platform), and DBot for no-code automation on web/desktop/mobile.
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Yes. Practice on DTrader, DMT5, and Deriv X with virtual funds before trading real money.
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Minimum deposits are typically $0–$5 by method/region. Withdrawals: e-wallets often same day (business hours), cards/banks 1–5 business days, crypto per network confirmations.
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Yes—Deriv’s proprietary synthetic indices (e.g., Volatility, Crash/Boom) trade 24/7. They’re high risk and availability depends on your entity and country.
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No—Deriv does not offer MT4. It supports MT5 via DMT5.